Other Services

Merchant Bankcard Services

Visa/MasterCard/American Express/Discover/Diners Club/etc.
Merchant Bankcard Service available by referral to our business partner RBS Lynk (RBS).

Night Depository Service (24 Hours)

Secured access for qualified business customers
Convenient for making deposits after banking hours

Internet Banking

Transfer funds
Check Balances, account and individual check status.
Stop Payment Requests
Bill Payment
Check Reorder
No Monthly fee

Merchant Remote Capture

Deposit checks electronically from your desktop. Remote Capture utilizes a desktop scanner that connects to your PC and the Internet. With it, you can scan checks received from customers and issue deposits electronically to the bank. Anytime day or night. It's the quickest way to turn check deposits into cash.

Faster funds availability
With electronic deposits checks can be deposited into your account sooner, so your money is working smarter for you.
Make deposits anytime
Enjoy the convenience of making deposits electronically 24-hours a day. 7-days a week, even weekends.
Saving time preparing deposits
Preparing deposits electronically is very efficient, reducing labor costs and freeing up staff for other tasks.
Consolidate funds from remote locations into one bank
Check deposits can easily be made from any remote office or storefront. This streamlines your cash flow by consolidating deposits from multiple locations into a single bank.
Cut costly courier fees or trips to the bank
Electronic deposits can reduce trips to the bank or eliminate costly courier fees.
Reduce risk of check fraud
Faster check clearing may allow you to act sooner on returned checks, increasing your opportunities for collection.

Credit Cards

Consumer
Business

Positive Pay

What is Positive Pay?

Positive Pay is an automated fraud detection tool offered by First Security Bank of Nevada. In its simplest form, it is a service that matches the account number, check number and dollar amount of each check presented for payment against a list of checks previously authorized and issued by the company. All three components of the check must match exactly or it will not pay.

How does Positive Pay work?

Positive Pay requires the company to send (transmit) a file of issued checks to the bank each day checks are written. When those issued checks are presented for payment at the bank, they are compared electronically against the list of transmitted checks. The check-issue file sent to the bank contains the check number, account number, issue date, and dollar amount. Sometimes the payee name is included, but is not part of the matching service.

When a check is presented that does not have a "match" in the file, it becomes an "exception item". The client reviews the exception item via an image of the check and instructs the bank to pay or return the check.

If you are interested in this service please call us at 702-853-0900 for details.