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Rates

Rates Current as of June 22, 2010.

FDIC Transaction Account Guarantee Program

FIRST SECURITY BANK OF NEVADA is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program (TAGP) is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules."

First Security Bank excludes Now Accounts under the Transaction Account Guarantee Program (TAGP).
Type Min. Opening Deposit Restrictions Interest
Rate		 Annual Percentage Yield
Certificates of Deposit <$100,000*
3 Month $1,000 None .50% .50%
6 Month $1,000 None .90% .90%
12 Month $1,000 None 1.24% 1.25%
18 Month $1,000 None 1.34% 1.35%
24 Month $1,000 None 1.49% 1.50%
36 Month $1,000 None 1.74% 1.75%
Certificates of Deposit >$100,000*
3 Month $1,000 None .50% .50%
6 Month $1,000 None .90% .90%
12 Month $1,000 None 1.24% 1.25%
18 Month $1,000 None 1.34% 1.35%
24 Month $1,000 None 1.49% 1.50%
36 Month $1,000 None 1.74% 1.75%
*A penalty may be imposed for early withdrawal.
 
Type Min. Opening Deposit Service Charge /
Per Item Charge		 Interest APY
Business Accounts
Business Advantage $2,500 $20/Month below $2,500.
$.15 per check over 25		 None
Prime Business Advantage* $2,500 $20/Month below $2,500.
$.15 per check over 25		 .15%
Business Advantage Plus $2,500 Account Analysis None
Business Money Market Advantage*
     > $0 to $2,500 $2,500  $10/Month below $2,500
Over 6 debits per month, $6/Debit		 .50%
     > $2,500 $2,500  $10/Month below $2,500
Over 6 debits per month, $6/Debit		 .50%
     > $25,000  $2,500  $10/Month below $2,500
Over 6 debits per month, $6/Debit		 .50%
     > $50,000  $2,500  $10/Month below $2,500
Over 6 debits per month, $6/Debit		 .75%
     > $100,000  $2,500  $10/Month below $2,500
Over 6 debits per month, $6/Debit		 1.00%
     > $250,000  $2,500  $10/Month below $2,500
Over 6 debits per month, $6/Debit		 1.15%
     > $1,000,000  $2,500  $10/Month below $2,500
Over 6 debits per month, $6/Debit		 1.15%
     > $2,000,000  $2,500 $10/Month below $2,500
Over 6 debits per month, $6/Debit		 1.15%
Personal Accounts
Advantage Savings* $500 $5/Month below $500.
Over 6 withdrawals per month, $2/Withdrawal		 .50%
Advantage One $500 $10/Month None
Prime Advantage* $2,500 $10/Month below $2,500 .15%
Prime Advantage Plus*
     < $5,000 $5,000 $20/Month below $5,000 .15%
     > $5,000 $5,000 $20/Month below $5,000 .15%
First Security Advantage* $500 None .15%
Money Market Advantage*
     > $0 to $2,500 $2,500 $10/Month below $2,500
Over 6 debits per month, $6/Debit		 .50%
     > $2,500 $2,500 $10/Month below $2,500
Over 6 debits per month, $6/Debit		 .50%
     > $25,000 $2,500 $10/Month below $2,500
Over 6 debits per month, $6/Debit		 .50%
     > $50,000 $2,500 $10/Month below $2,500
Over 6 debits per month, $6/Debit		 .75%
     > $100,000 $2,500 $10/Month below $2,500
Over 6 debits per month, $6/Debit		 1.00%
     > $250,000 $2,500 $10/Month below $2,500
Over 6 debits per month, $6/Debit		 1.15%
     > $1,000,000 $2,500 $10/Month below $2,500
Over 6 debits per month, $6/Debit		 1.15%
     > $2,000,000 $2,500 $10/Month below $2,500
Over 6 debits per month, $6/Debit		 1.15%
*The interest rate and annual percentage yield may change after account opening. Daily Collected Balance is the amount of principal that has final settlement in the account each day. Fees may reduce earnings on account.