Rates

Rates Current as of June 23, 2009.

Type	Min. Opening Deposit	Restrictions	Interest Rate	Annual Percentage Yield
Certificates of Deposit <$100,000*
3 Month	$1,000	None	1.73%	1.75%
6 Month	$1,000	None	1.98%	2.00%
12 Month	$1,000	None	2.47%	2.50%
18 Month Flex Advantage	$1,000	Ongoing Deposits of $1,000 min. One time rate increase during term. Max. deposit up to original amount of CD.	2.71%	2.75%
24 Month	$1,000	None	2.71%	2.75%
36 Month Flex Advantage	$1,000	Ongoing Deposits of $1,000 min. One time rate increase during term. Max. deposit up to original amount of CD.	2.71%	2.75%
Certificates of Deposit >$100,000*
3 Month	$1,000	None	1.73%	1.75%
6 Month	$1,000	None	1.98%	2.00%
12 Month	$1,000	None	2.47%	2.50%
18 Month Flex Advantage	$1,000	Ongoing Deposits of $1,000 min. One time rate increase during term. Max. deposit up to original amount of CD.	2.71%	2.75%
24 Month	$1,000	None	2.71%	2.75%
36 Month Flex Advantage	$1,000	Ongoing Deposits of $1,000 min. One time rate increase during term. Max. deposit up to original amount of CD.	2.71%	2.75%
*A penalty may be imposed for early withdrawal.
Type	Min. Opening Deposit	Service Charge / Per Item Charge	Interest APY
Business Accounts
Business Advantage	$2,500	$20/Month below $2,500. $.15 per check over 25	None
Prime Business Advantage*	$2,500	$20/Month below $2,500. $.15 per check over 25	.25%
Business Advantage Plus	$2,500	Account Analysis	None
Business Money Market Advantage*
> $2,500	$2,500	$10/Month below $2,500 Over 6 debits per month, $6/Debit	1.00%
> $25,000	$2,500	$10/Month below $2,500 Over 6 debits per month, $6/Debit	1.00%
> $50,000	$2,500	$10/Month below $2,500 Over 6 debits per month, $6/Debit	1.25%
> $100,000	$2,500	$10/Month below $2,500 Over 6 debits per month, $6/Debit	1.50%
> $250,000	$2,500	$10/Month below $2,500 Over 6 debits per month, $6/Debit	1.75%
> $1,000,000	$2,500	$10/Month below $2,500 Over 6 debits per month, $6/Debit	2.00%
> $2,000,000	$2,500	$10/Month below $2,500 Over 6 debits per month, $6/Debit	2.25%
Personal Accounts
Advantage Savings*	$500	$5/Month below $500. Over 3 withdrawals per month, $2/Withdrawal	1.00%
Advantage One	$500	$10/Month	None
Prime Advantage*	$2,500	$10/Month below $2,500	.25%
Prime Advantage Plus*
< $5,000	$5,000	$20/Month below $5,000	.25%
> $5,000	$5,000	$20/Month below $5,000	.25%
First Security Advantage*	$500	None	.25%
Money Market Advantage*
> $2,500	$2,500	$10/Month below $2,500 Over 6 debits per month, $6/Debit	1.00%
> $25,000	$2,500	$10/Month below $2,500 Over 6 debits per month, $6/Debit	1.00%
> $50,000	$2,500	$10/Month below $2,500 Over 6 debits per month, $6/Debit	1.25%
> $100,000	$2,500	$10/Month below $2,500 Over 6 debits per month, $6/Debit	1.50%
> $250,000	$2,500	$10/Month below $2,500 Over 6 debits per month, $6/Debit	1.75%
> $1,000,000	$2,500	$10/Month below $2,500 Over 6 debits per month, $6/Debit	2.00%
> $2,000,000	$2,500	$10/Month below $2,500 Over 6 debits per month, $6/Debit	2.25%
*The interest rate and annual percentage yield may change after account opening. Daily Collected Balance is the amount of principal that has final settlement in the account each day.